Corporate Governance
HJ Investments is incorporated in the Kingdom of Bahrain (CR No. 152603-1, W.L.L) and operates in accordance with the laws and regulations of the Ministry of Industry and Commerce. Our governance framework is designed to ensure transparency in financial reporting, clarity in decision making, and disciplined execution in our debt financing operations.
Good governance at HJ Investments extends beyond compliance. It guides how we assess credit, manage risks, and engage with clients, shareholders, and stakeholders. Our Board and authorized signatories are responsible for ensuring that lending activities are structured, documented, and monitored in accordance with international standards, including IFRS and local regulations.
The governance framework focuses on:
- Oversight of credit and lending operations
- Ensuring capital adequacy and prudent risk management
- Monitoring adherence to regulatory and legal requirements
- Transparent reporting to stakeholders and shareholders
- Upholding integrity, accountability, and fairness in all activities
Every member of our team plays a role in supporting this governance framework by following defined policies and procedures, maintaining high ethical standards, and ensuring that financing activities are conducted responsibly. Our aim is to protect shareholder value, safeguard borrower confidence, and promote long-term sustainability of the company’s debt financing platform.
The Board of Directors and management team at HJ Investments meet regularly to review strategic direction, approve major financing transactions, and monitor risk exposures. By combining disciplined governance with operational expertise, we ensure that our financing structures consistently deliver predictable and compliant outcomes.