Strategy

HJ Investments pursues a disciplined, fundamentals-driven approach centered on international debt financing and selective direct equity partnerships. We prioritise durable cash flows, strong governance, and aligned incentives over market timing.

How We Invest

• Cash-flow fit: Structures aligned to operating cycles and realistic covenants.
• Evidence over narratives: Data-backed underwriting and scenario analysis.
• Simplicity: Clear terms, predictable processes, and efficient closings.
• Partnership: Management engagement on KPIs, reporting cadence, and milestones.

What We Look For

• Sectors: real assets, essential services, technology-enabled B2B, financial services, selected industrials
• Geographies: GCC, MENA, selected international
• Facility/Investment size: USD 1m – USD 500m (deal dependent)
• Use of proceeds: acquisition, expansion, capex, refinancing, accretive roll-ups

Risk & Governance

• Independent diligence (financial, legal, commercial) and downside cases.
• KYC/AML compliance and documentation to IFRS and local regulatory standards.
• Post-close monitoring with KPI packs and variance reviews.
• Clear escalation paths and reserved matters on material actions.

Process

1. Screening & indicative terms
2. Diligence & draft documentation
3. Investment committee approval
4. Final agreements & closing
5. Post-close monitoring & reporting

All transactions remain subject to due diligence, credit/investment approval, and definitive documentation.